1/2 In observance of Martin Luther King, Jr. Day, NEFCU will be closed Monday, January 21st. You can access your account anytime with our online and mobile banking services.
2/2 We are here to help Long Islanders impacted by the federal government shutdown. Learn more.

For anything you can dream

Personal Loans

Low fixed rate
Low fixed rate
Set monthly payments to help you budget
Set monthly payments to help you budget
Flexible terms up to 5 years
Flexible terms up to 5 years
Generous amounts for qualified borrowers
Flexible loan terms and amounts for qualified borrowers

With a NEFCU Personal Loan, you can get the cash you need for just about any purpose — furniture, wedding expenses, vacation, and more! Our loan comes with great rates and terms that won’t put a strain on your wallet.

Apply Now

Rates

1 Year

12 Months
Term
9.990%
APR
$87.91
Payment per Thousand

2 Year

24 Months
Term
9.990%
APR
$46.14
Payment per Thousand

3 Year

36 Months
Term
9.990%
APR
$32.26
Payment per Thousand

4 Year

48 Months
Term
9.990%
APR
$25.36
Payment per Thousand

5 Year

60 Months
Term
9.990%
APR
$21.24
Payment per Thousand

Safetyline of Credit

N/A
Term
9.490%*
APR
N/A
Payment per Thousand