1 APR = Annual Percentage Rate. Rates shown are the lowest rates offered for the advertised product. Applicants who are not approved at these rates may be offered a higher rate. The rate you receive will be determined by your credit history and past credit performance. Not all applicants may be approved.
3 NEFCU will consider financing vehicles 9 years old or newer. Minimum vehicle loan amount for a 6-year term is $15,000, the minimum for a 7-year term is $25,000; and $30,000 for an 8-year term. Not all borrowers will qualify for 96 month financing. In order to qualify, the borrower must maintain a credit score of 670 or higher. Only new vehicles will qualify for an 8-year term with a maximum loan-to-value equal to 100%.