IRA

Name Minimum to Open & Earn APY One-Time Bump Term Maturity Renewal Term Rate APY
3 Month $500.00 N/A 3 Months 0.296% 0.300%
6 Month $500.00 N/A 6 Months 0.737% 0.750%
1 Year $500.00 N/A 1 Year 0.982% 1.000%
18 Month $500.00 N/A 1 Year 1.372% 1.400%
20-Month Bump†† $500.00 1 Year 1 Year 1.177% 1.200%
2 Year $500.00 N/A 2 Years 1.469% 1.500%
30-Month Bump $500.00 2 Years 2 Years 1.469% 1.500%
3 Year $500.00 N/A 3 Years 1.760% 1.800%
4 Year $500.00 N/A 4 Years 1.809% 1.850%
5 Year $500.00 N/A 5 Years 2.292% 2.350%

3 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.

9 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. This account will automatically renew at maturity to our basic 1-Year Certificate account. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.