IRA

Name Minimum to Open Term Minimum Balance to earn APY Rate APY
5 Year IRA $500.00 5 Years $500.00 2.195% 2.250%3
4 Year IRA $500.00 4 Years $500.00 1.469% 1.500%3
3 Year IRA $500.00 3 Years $500.00 1.323% 1.350%3
2 Year IRA $500.00 2 Years $500.00 1.226% 1.250%3
20-Month IRA Bump Certificate $500.00 20 Months $500.00 1.177% 1.200%3
18 Month IRA $500.00 18 Months $500.00 1.274% 1.300%3
13-Month IRA Certificate $500.00 13 Months $500.00 1.031% 1.050%9
6 Month IRA $500.00 6 Months $500.00 0.492% 0.500%3
3 Month IRA $500.00 3 Months $500.00 0.296% 0.300%3
30-Month IRA Bump Certificate $500.00 30 Months $500.00 1.469% 1.500%3

3 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.

9 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. This account will automatically renew at maturity to our basic 1-Year Certificate account. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.