Promotions & Specials
Buy, Transfer and Save With a NEFCU Visa at a 1.99% APR* Special Rate
Starting January 1st, 2014 through June 30th, 2014, new and existing VISA cardholders can take advantage of a special rate of 1.99% APR* on Purchases and Balance Transfers for 12 months. This special rate starts on the date of the 1st transaction. You will also receive great benefits such as NO ANNUAL FEE, NO Balance Transfer Fees, NO Cash Advance Fees, GREAT CU Rewards Program and more! Apply or begin using your existing card today before this offer expries on June 30, 2014!
*APR=Annual Percentage Rate. Promotion runs from 1/01/14 - 6/30/14 and is open to new and existing NEFCU VISA Platinum cardholders. Stated promotional rate of 1.99% APR for both purchases and balance transfers is valid from the date of the 1st transaction. Use of your card for balance transfers and convenience check transactions constitutes your agreement to the stated terms, as well as your account terms as a VISA cardholder. All balance transfers must post to your account by the promotional deadline of June 30, 2014. After the promotional period, the cardholder's APR will default to the card's regular non-promotional APR of 9.99%, 11.99% or 13.99%. Offer does not apply to Secured, Student or Business Cards. Refer to your cardholder disclosure for account details. Offer is subject to credit approval; not all applicants may be approved.
Save Today With a NEFCU 27-Month IRA Bump Certificate at 1.27% APY*!
NEFCU has some of the BEST IRA rates on Long Island! And, with our 27-Month IRA Bump Certificate, you have an opportunity to increase your rate should rates rise.* Be sure to visit our Online IRA Center, where you can learn about various IRA options available, access forms and much more. And check out the great rates on our non-IRA Bump Certificates, too!
*APY=Annual Percentage Yield. Annual Percentage Yield (APY) for the Certificate listed above is subject to change without notice. A one-time rate "bump" is allowed during the initial 27-month term of the Certificate to the then-corresponding rate in effect on our 2-year IRA term Certificate. A penalty of 180 days' dividends will be imposed for early withdrawal, which could affect the principal. At maturity, this Certificate renews automatically as a 2-Year IRA Term Certificate at the APY then in effect, without any rate bump feature. Membership eligibility required. Minimum balance requirements apply. Open to new and existing deposits. Offer is not valid on non-IRA Term Certificates. Offer expires 4/15/14.
It's Prime Time for a Home Equity Line
Buying new windows, new furniture or planning an addition to your home? Our PowerLine Home Equity Line of Credit with an exceptional introductory rate as low as 0.99% APR* for six months is a great way to pay for home improvements large or small. Plus, once the introductory period ends, your interest rate will be as low as PRIME for LIFE! Now is the "prime time" to apply!
Stated rates are the lowest offered based on creditworthiness and require automatic payments from a NEFCU Checking account. Rates are subject to change without notice. Applicants who are not offered the lowest rates and/or terms may be offered credit at a higher rate and/or term; not all applicants may be approved.
*APR=Annual Percentage Rate. Stated rate of 0.99% is fixed for the first 6 months, then as low as Prime thereafter. Prime Rate as of 5/14/13 is 3.25% APR. NEFCU debt cannot be refinanced. Home Equity Lines are made on primary residences in New York State only. Secondary residences bearing no first mortgage may be eligible. Closing costs on the Home Equity PowerLine will be paid by NEFCU, if the member takes the required initial draw. If NEFCU pays closing costs and the loan is subsequently closed out within two years, member will be required to reimburse closing costs initially paid by NEFCU. (Sample Home Equity closing costs for Nassau are approximately $740 on a loan of $50,000.) Consult a tax advisor for tax deductibility.
Receive $75 When You Open Any Free NEFCU Checking Account With Direct Deposit!
Earn over 2% APY* - No Minimum Balance. No Monthly Fees. Apply now!
*APY = Annual Percentage Yield. Stated yield applies to GO Green Checking and is subject to change without notice. Must meet account requirements to receive bonus APY. Ask for details. Offer valid beginning July 1, 2013 and is subject to change without notice. The offer is for new, first-time Checking accounts with Direct Deposit only. Minimum Direct Deposit of $200 must be deposited to the Checking account within 60 days of account opening. Cash bonus of $75 will be credited to the Checking account within 30 days after meeting the Direct Deposit requirement. Cash bonus will be reported as income on IRS form 1099-INT. Direct Deposit is considered to be a recurring, pre-authorized deposit credited to the account via ACH and excludes one-time ACH credits (i.e., tax refunds, deposits from other banks, etc.) Offer not eligible on existing Checking, recently closed, negative balance, or business accounts. Account must remain open for six months or bonus will be forfeited. Membership eligibility restrictions apply. Offer can be withdrawn at any time.
Refer Friends and Family to NEFCU and Earn $25
If your referral(s) open any FREE NEFCU Checking with a minimum $100 deposit, you'll earn $25 for each qualified referral.* Read details here.
*Offer valid starting February 13, 2014 and is subject to change without notice. This promotion is open to all NEFCU members who refer a friend or family member to open a NEFCU Checking account with an initial deposit of $100. A Share Account with $5 minimum balance is required before a checking account can be opened. $100 balance requirement must be met within two weeks of account opening. Cash bonus will be credited to the referring member's account within 30 days of meeting initial deposit requirements. Cash bonus will be reported as income on IRS form 1099-INT. Account must remain open and active for six months or bonus will be forfeited. Membership eligibility restrictions apply. Offer can be withdrawn at any time.
Win Up to $5,0001 When You Pay a Bill Online with NEFCU's Bill Pay
Each day that Bill Pay users log in to Home Banking and pay a bill online, they will automatically be entered into a Sweepstakes for a chance to win $5,000! (Maximum 30 entries per Bill Pay user.) Sweepstakes runs from January 2, 2014 to March 31, 2014. Read the Official Rules.
1NO PURCHASE NECESSARY TO ENTER OR WIN A PRIZE. Open to legal residents of the 50 United States include D.C. 18 years or older who are individual members of a participating financial institution. Ends 3/31/14. Void where prohibited. For official rules, odds, and prize descriptions, visit: Official Rules.