Deposit Rates — Effective as of Monday, July 25, 2016

GO Green Checking

Name Minimum Balance to earn APY Rate APY
GO Green Checking Basic $25,000.01 0.499% 0.500%1
GO Green Checking Level 1 $0.01
$25,000.01
0.995%
0.499%
1.000%
0.500%1
GO Green Checking Level 2 $0.01
$25,000.01
1.980%
0.499%
2.000%
0.500%1
GO Green Checking Level 3 $0.01
$25,000.01
2.956%
0.499%
3.000%
0.500%1

Savings Accounts

Name Minimum Balance to earn APY Rate APY
Savings $20.28 0.300% 0.300%2
Cornerstone Money Market $2,500.00
$25,000.00
$50,000.00
0.300%
0.349%
0.499%
0.300%2
0.350%2
0.500%2
Tuition Builder $100.00 0.492% 0.493%2
Holiday, Vacation & Camp Accounts $20.28 0.300% 0.300%2
Savers Dividend $15.21 0.400% 0.401%2

Certificates

Name Minimum to Open Term Minimum Balance to earn APY Rate APY
3-Month Certificate $1,000.00 3 Months $1,000.00 0.296% 0.300%3
6-Month Certificate $1,000.00 6 Months $1,000.00 0.492% 0.500%3
1-Year Certificate $1,000.00 12 Months $1,000.00 0.591% 0.600%3
13-Month Certificate $1,000.00 13 Months $1,000.00 1.031% 1.050%9
18-Month Certificate $1,000.00 18 Months $1,000.00 1.128% 1.150%9
20-Month Bump Certificate4 $1,000.00 20 Months $1,000.00 1.177%4 1.200%3
2-Year Certificate $1,000.00 24 Months $1,000.00 1.226% 1.250%3
30-Month Bump Certificate5 $1,000.00 30 Months $1,000.00 1.274%5 1.300%3
3-Year Certificate $1,000.00 36 Months $1,000.00 1.323% 1.350%3
4-Year Certificate $1,000.00 48 Months $1,000.00 1.469%

1.500%3

5-Year Certificate $1,000.00 60 Months $1,000.00 1.954%

2.000%3

Youth Accounts

Name Minimum to Open Minimum Balance to earn APY Rate APY
Dollar Dog Kids Share $5.006 $20.28 1.000% 1.005%6
Elements Teen Share $5.007 $20.28 1.000% 1.005%7

IRA

Name Minimum to Open
Term Minimum Balance to earn APY Rate APY
5 Year IRA $500.00 5 Years $500.00
1.954% 2.000%3
4 Year IRA $500.00 4 Years $500.00
1.469% 1.500%3
3 Year IRA $500.00 3 Years $500.00
1.323% 1.350%3
2 Year IRA $500.00 2 Years $500.00
1.226% 1.250%3
20-Month IRA Bump Certificate $500.00 20 Months $500.00
1.177% 1.200%3
13-Month IRA Certificate $500.00 13 Months $500.00
1.031% 1.050%9
6 Month IRA $500.00 6 Months $500.00
0.492% 0.500%3
3 Month IRA $500.00 3 Months $500.00
0.296% 0.300%3

1 APY = Annual Percentage Yield. Must meet account qualifications to earn APY. Limited to one per member. Click here for account details.

2 APY = Annual Percentage Yield. Fees could reduce earnings on the account. Dividend rates on savings and checking accounts may change after the account is opened. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services. Minimum balance to earn APY is based on a 30-day month.

3 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.

4 Stated rate applies to the initial 20-month Certificate only. A one-time “bump” is allowable during the initial 20-month term of the Certificate to a 1-year Certificate rate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 1-Year Certificate at the APY then in effect, without any rate bump feature. Rate is subject to change without notice.

5 Stated rate applies to the initial 30-month non-IRA Certificate only. A one-time “bump” is allowable during the initial 30-month term of the Certificate to a 2-year non-IRA Certificate rate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 2-Year Certificate at the APY then in effect, without any rate bump feature. Rate is subject to change without notice.

6 Dollar Dog Kid Share: Account requires a $5 initial deposit and a parent, legal guardian or an adult member of the child’s family must be a joint own on Dollar Dog Kids Share accounts. Dollar Dog is a registered trademark of Marketing Partners. Minimum balance to earn APY is based on a 30-day month.

7 Elements Teen Savings: Account requires a $5 initial deposit. Minimum balance to earn APY is based on a 30-day month.

8 Stated rate applies to the initial 20-month IRA Certificate only. A one-time “bump” is allowable during the initial 20-month term of the Certificate to a 1-year IRA Certificate rate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 1-Year Certificate at the APY then in effect, without any rate bump feature. Rate is subject to change without notice.

9 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. This account will automatically renew at maturity to our basic 1-Year Certificate account. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.