Deposit Rates — Effective as of Thursday, April 27, 2017

GO Green Checking

Name Minimum Balance to earn APY Rate APY
GO Green Checking Basic $25,000.01 0.499% 0.500%1
GO Green Checking Level 1 $0.01
$25,000.01
0.995%
0.499%
1.000%
0.500%1
GO Green Checking Level 2 $0.01
$25,000.01
1.980%
0.499%
2.000%
0.500%1
GO Green Checking Level 3 $0.01
$25,000.01
2.956%
0.499%
3.000%
0.500%1

Savings Accounts

Name Minimum Balance to earn APY Rate APY
Savings $20.28 0.300% 0.300%2
Cornerstone Money Market $2,500.00
$25,000.00
$50,000.00
0.300%
0.349%
0.499%
0.300%2
0.350%2
0.500%2
Tuition Builder $100.00 0.492% 0.493%2
Holiday, Vacation & Camp Accounts $20.28 0.300% 0.300%2
Savers Dividend $15.21 0.400% 0.401%2

Certificates

Name Minimum to Open Term Minimum Balance to earn APY Rate APY
3-Month Certificate $1,000.00 3 Months $1,000.00 0.296% 0.300%3
6-Month Certificate $1,000.00 6 Months $1,000.00 0.492% 0.500%3
1-Year Certificate $1,000.00 12 Months $1,000.00 0.982% 1.000%3
13-Month Certificate $1,000.00 13 Months $1,000.00 1.031% 1.050%9
18-Month Certificate $1,000.00 18 Months $1,000.00 1.274% 1.300%9
20-Month Bump Certificate4 $1,000.00 20 Months $1,000.00 1.177%4 1.200%3
2-Year Certificate $1,000.00 24 Months $1,000.00 1.469% 1.500%3
30-Month Bump Certificate5 $1,000.00 30 Months $1,000.00 1.469%5 1.500%3
3-Year Certificate $1,000.00 36 Months $1,000.00 1.615% 1.650%3
4-Year Certificate $1,000.00 48 Months $1,000.00 1.760% 1.800%3
5-Year Certificate $1,000.00 60 Months $1,000.00 2.292% 2.350%3

Youth Accounts

Name Minimum to Open Minimum Balance to earn APY Rate APY
Dollar Dog Kids Share $5.006 $20.28 1.000% 1.005%6
Elements Teen Share $5.007 $20.28 1.000% 1.005%7

IRA

Name Minimum to Open Term Minimum Balance to earn APY Rate APY
5 Year IRA $500.00 5 Years $500.00 2.292% 2.350%3
4 Year IRA $500.00 4 Years $500.00 1.760% 1.800%3
3 Year IRA $500.00 3 Years $500.00 1.615% 1.650%3
2 Year IRA $500.00 2 Years $500.00 1.469% 1.500%3
1 Year IRA $500.00 1 Year $500.00 0.982% 1.000%3
20-Month IRA Bump Certificate $500.00 20 Months $500.00 1.177% 1.200%4
18 Month IRA $500.00 18 Months $500.00 1.274% 1.300%3
13-Month IRA Certificate $500.00 13 Months $500.00 1.031% 1.050%9
6 Month IRA $500.00 6 Months $500.00 0.492% 0.500%3
3 Month IRA $500.00 3 Months $500.00 0.296% 0.300%3
30-Month IRA Bump Certificate $500.00 30 Months $500.00 1.469% 1.500%5

1 APY = Annual Percentage Yield. Must meet account qualifications to earn APY. Limited to one per member. Click here for account details.

2 APY = Annual Percentage Yield. Fees could reduce earnings on the account. Dividend rates on savings and checking accounts may change after the account is opened. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services. Minimum balance to earn APY is based on a 30-day month.

3 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.

4 APY = Annual Percentage Yield. A one-time rate “bump” is allowable during the initial 20-month term of the Certificate to a 1-year Certificate rate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 1-Year Certificate at the APY then in effect, without any rate bump feature. Penalty may apply for early withdrawals from certificate. Rate is subject to change without notice. Fees could reduce earnings on the account.

5 APY = Annual Percentage Yield. A one-time rate “bump” is allowed during the initial 30-month term of the Certificate to a 2-year non-IRA Certificate rate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 2-Year Certificate at the APY then in effect, without any rate bump feature. Penalty may apply for early withdrawals from certificate. Rate is subject to change without notice. Fees could reduce earnings on the account.

6 Dollar Dog Kid Share: Account requires a $5 initial deposit and a parent, legal guardian or an adult member of the child’s family must be a joint own on Dollar Dog Kids Share accounts. Dollar Dog is a registered trademark of Marketing Partners. Minimum balance to earn APY is based on a 30-day month.

7 Elements Teen Savings: Account requires a $5 initial deposit. Minimum balance to earn APY is based on a 30-day month.

8 Stated rate applies to the initial 20-month IRA Certificate only. A one-time “bump” is allowable during the initial 20-month term of the Certificate to a 1-year IRA Certificate rate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 1-Year Certificate at the APY then in effect, without any rate bump feature. Rate is subject to change without notice.

9APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. This account will automatically renew at maturity to our basic 1-Year Certificate account. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.