Consumer Fee Schedule

Effective as of January 03, 2017. All fees are subject to change without notice.

Account Fees

Checking Accounts
GO Green
Nexus and eNexus Checking (For Existing Accounts Only)
Nexus and eNexus Checking (50 and older) (For Existing Accounts Only)

None
$5.00 per month
$4.00 per month
Inactive Account Fee4 $5.00 per month

Transaction Fees

Check Writing Fee None
150 Wallet Checks in Traditional Style
Varies according to style
Temporary Counter Checks (aka Starter Checks)
(8 FREE at account opening)
$2.00/sheet of 4
Copy of Personal Check (free via Online Banking) $5.00 per copy
Stop Payment (per 6-month request)
Personal & Teller Checks, Money Order, ACH, or Bill Payment Check
$30.00
Certified Check of $1,000 or more (per item) $8.00
Automatic Overdraft Transfer From Any Deposit Account or Safety Line of Credit to Checking $3.00
Item Returned Unpaid or Check Paid via Courtesy Payment (per item) $30.00
VISA Debit Transactions via Courtesy Payment (per item) $10.00
Telephone Payments (with Call Center) from an existing account $3.00
Online Payments from an external account FREE

Transfers/Withdrawals (Regulation D)

A fee will be charged if you exceed six pre-authorized, automated, or telephone transfers/withdrawals during any statement cycle from any Share, Money Market, Super Saver or Club Account $10.00 per item

ATM Fees

NEFCU ATM Transactions FREE
Withdrawals at Non-NEFCU ATMs 8 FREE/mth $1.00 ea over 8
Withdrawals at Allpoint™ ATMs (Using NEFCU VISA® Debit card only)1 FREE
Inquiries at Non-NEFCU ATMs (per inquiry) $1.00 each

Online Services

Online Banking FREE
Bill Payment FREE
Expedited Bill Payment — via Electronic Payment $10.00 each
Expedited Bill Payment — via Check Payment $30.00 each
Account Transfers (Internal Member accounts) FREE
Copy of Bill Payment Check $5.00
POPMoney — Standard3 (per transaction) FREE
Payment Manager Funds Transfer Premium Inbound2 $5.00 each
Payment Manager Funds Transfer Premium Outbound2 $10.00 each
Payment Manager Funds Transfer Standard Inbound3 FREE
Payment Manager Funds Transfer Standard Outbound3
(Transaction Up to $5,000)
$3.00 each
Payment Manager Funds Transfer Standard Outbound3
(Transaction between $5,000 – $10,000)
$5.00 each
Payment Manager Funds Transfer Standard Outbound3
(Transaction between $10,000 – $15,000)
$10.00 each

Safe Deposit Boxes (Plainview Branch only)

3 x 5 x 18 $35.00
5 x 5 x 18 $50.00
3 x 10 x 18 $60.00
5 x 10 x 18 $95.00
10 x 10 x 18 $185.00
Safe Deposit Key Replacement $15.00
Safe Deposit Break-In Fee $200.00

Other Services

Identity Theft 911™ Service FREE
Teller Check for Less Than $1,000 $3.00
Copy of Teller Check (per copy) $5.00
Money Order (per item) $3.00
Copy of Money Order (per item) $5.00
Copy of Deposited Check or Slip — item deposited within prior six months AND check amount known (per item) $5.00
Copy of Deposited Check or Slip — item deposited more than six months ago OR check amount unknown (per item) $6.00
Copy of Statement (per statement) $5.00
Money Market Account
(over three checks written)
$10.00 each
Deposited Item Returned (per item) $15.00
Notary Public Service FREE
IRA Custodial Service FREE
IRA trustee to trustee transfer (outgoing only) $25.00
Canadian Checks $15.00
Immigration Letter (per letter) $10.00
Payoff Letter (Mortgage) $30.00
Incoming Collection Item $15.00
Foreign Collection Item $35.00
Wire — Incoming — Domestic or International $5.00
Wire Transfer — Outgoing within U.S. (per wire) $20.00
Faxed Wire — Outgoing within and outside U.S. (per wire) $50.00
Secured Email Wire - Outgoing within and outside U.S. (per wire) $50.00
Wire Transfer — Outgoing outside U.S. (per wire) $40.00
NEFCU Investment Services Consultation FREE
Bad Name/Address (undeliverable mail returned) $3.00
ACH Item Returned Unpaid or ACH Stop Payment on a Deposit Account $30.00
VISA® Late Fee up to $25.00
Lost VISA® Debit and Credit Cards $5.00
Coin-Counting Machine (per day)
Amounts less than $1,000
Amounts over $1,000

FREE
10% of amount over $1,000

1 Transactions made at Allpoint ATMs using a NEFCU VISA® Debit card do not count against the non-NEFCU ATM transaction limit. Please note that ATMs at Shared Branches (CU Service Centers), King Kullen Supermarkets, and other Long Island credit unions will count against the eight-transaction limit; however, you may make an unlimited number of requests for cash back at PIN-based point-of-sale (POS) terminals.

2 Next Business Day if transaction is requested through Online Banking by 8:00 P.M. EST

3 Three Business Days if transaction is requested through Online Banking by 1:00 A.M. EST

4 Applies to membership with no activity in the preceding 12 months; excluding members who maintain a loan balance, IRA or Term Certificate of Deposit, or have greater than $1,000 in total balances

Rates and terms are subject to change without notice.