Individual Retirement Accounts (IRAs)

No matter where you are in life right now, a comfortable retirement is one goal we probably all share. The question is: will you be ready to make the most of it? With NEFCU’s range of IRA options — Traditional, Education or Roth — you can:

IRA Certificate Accounts
  • Guaranteed rate of return with just a $500 minimum to open
  • Terms from 3 months to 5 years
  • Automatically renews at the prevailing rate if you opt to keep the same term
Savers Dividend Account
  • No minimum to open
  • Earn a competitive rate
  • Great alternative for savers or those who may not want to lock in a rate or who do not have the minimum amount to open a Certificate Account

Have an IRA elsewhere? You can transfer your account to NEFCU and pay no transfer-in fee!

Help is here! Need assistance opening or managing your IRA? Visit our IRA Center today.


IRA Center

Retirement Calculators


Rates and terms are subject to change without notice. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.

3 APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. Penalty may apply for early withdrawals from Certificates. Fees could reduce earnings on the account.