Faster is Better.

New Feature
iPhone X with Mortgage Application

15 minutes could get you a mortgage. Better banking, better life.


We offer a variety of mortgage options, including Fixed, Adjustable and Jumbo mortgages, allowing us to meet your home financing needs. Plus, to get you into that home of your dreams, we offer no closing cost options! In addition to low interest rates and valued options, NEFCU provides the information and support you need to make the right choice for your new home, including local underwriting and servicing.

Already started your application? Click here to continue.

Benefits of a NEFCU Mortgage

Apply at your convenience using our seamless digital application and borrower portal.

State of New York Mortgage Assistance Loans (SONYMA) for first-time homebuyers

Select a low down payment option and put as little as 3% down on your loan

Save even more with a No Closing Cost7/1 ARM

Let’s see what works for your budget…1

Monthly Payment

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