We offer a variety of mortgage options, including Fixed, Adjustable and Jumbo mortgages, allowing us to meet your home financing needs. Plus, to get you into that home of your dreams, we offer no closing cost options! In addition to low interest rates and valued options, NEFCU provides the information and support you need to make the right choice for your new home, including local underwriting and servicing.
Already started your application? Click here to continue.
Apply at your convenience using our seamless digital application and borrower portal.
State of New York Mortgage Assistance Loans (SONYMA) for first-time homebuyers
Select a low down payment option and put as little as 3% down on your loan
Pay no junk fees on any mortgage option and save even more with a No Closing Cost2 7/1 ARM