Helping you get home

Mortgages

Let’s see what works for your budget…1

Benefits of a NEFCU Mortgage

State of New York Mortgage Assistance Loans (SONYMA) for first-time homebuyers
Choose from a variety of options, including Fixed, Adjustable, & Jumbo Rate loans
Select a low down payment option and put as little as 3% down on your loan
Pay no junk fees on any option and save more with a No Closing Cost2 7/1 ARM
Get Conditional Approval on a mortgage before you find the perfect home
an image of a father and daughter painting

Already found the perfect home?

Get started and apply now

If you've already found your dream home, the next step is to apply for a Mortgage and pick an option that fits your needs.

Apply Now