Helping you get home

Let’s see what works for your budget…1

Benefits of a NEFCU Mortgage

State of New York Mortgage Assistance Loans (SONYMA) for first-time homebuyers
Choose from a variety of options, including Fixed, Adjustable, & Jumbo Rate loans
Select a low down payment option and put as little as 3% down on your loan
Pay no junk fees on any option and save more with a No Closing Cost2 7/1 ARM
Get Conditional Approval on a mortgage before you find the perfect home
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Find a home, make it your own

Earn a $250 Home Depot Gift Card3

Apply to purchase a new home with a NEFCU Mortgage between March 1st and July 31st and earn a $250 Home Depot Gift Card when you close by October 31st!

Apply Now