1/2 In observance of Martin Luther King, Jr. Day, NEFCU will be closed Monday, January 21st. You can access your account anytime with our online and mobile banking services.
2/2 We are here to help Long Islanders impacted by the federal government shutdown. Learn more.

Embrace the finish line

Special Offer

Earn 2.00% APY* with our Liquid Saver’s IRA§! This flexible account allows you to earn a great rate and receive tax advantages without locking up your funds.

Individual Retirement Accounts (IRAs)

Enjoy the power of tax-deferred savings
Online and Mobile Banking available 24/7
Save with no custodial or maintenance fees

No matter where you are in life right now, a comfortable retirement is one goal we probably all share. The question is: will you be ready to make the most of it? With NEFCU’s range of IRA options — Traditional, Education or Roth, we can help you enjoy a comfortable retirement.

Visit IRA Center

Choosing an IRA

Liquid Saver's IRA§

  • $3.03Balance to Earn APY
  • 1.984%Rate
  • 2.000%APY