1/2 In observance of Martin Luther King, Jr. Day, NEFCU will be closed Monday, January 21st. You can access your account anytime with our online and mobile banking services.
2/2 We are here to help Long Islanders impacted by the federal government shutdown. Learn more.

Checking that’s better than free — it’s freemium!

Go Green Checking

Go Green Checking is more than just a free checking account. It pays you a bonus rate based on your overall account relationship. Essentially, the more you bank with us, the more you can earn.

When you Go Green, you’ll enjoy Online Banking, a free Mobile Banking app, Voice Banking with Amazon and Google devices, and a Visa Debit Card. You can manage money on the go and even deposit checks from your phone. So, what are you waiting for?

Open Account

Account Highlights

Open with any dollar amount and never pay monthly maintenance fees

Earn up to 3% APY* on account balances up to $25,000*

Get cash at 55,000+ surcharge free Allpoint® ATMs worldwide

Receive up to $15 per month in ATM rebates for cash withdrawals at
non-NEFCU ATMs 1

Going green puts more green in your wallet

If you’re the type of person that likes to pay bills with online banking, receive paperless statements, and forego cash in favor of your debit card, you’re already qualified to earn 1% APY.*

Enter your average daily balance to see how much you could earn when you qualify.

Average Daily Balance

In your pocket


in earnings each year when you Go Green.

  • Enroll in online statements
  • Receive a recurring Direct Deposit with a minimum of $100, or another recurring deposit like Social Security or make a payment using Bill Pay each month
  • Use your debit card for $250 in purchases each month
  • Meet all of the required qualifications to earn 1% APY*
  • Maintain combined deposit and/or outstanding loan balances of at least $25,000 (excluding business deposits/loans)
  • Meet all of the required qualifications to earn 1% APY*
  • Maintain outstanding loan balances of at least $25,000 (excluding business loans)

Keep tabs on your account with the help of Google Assistant or Amazon Alexa

Track your spending and recent transactions

Curious to know your current account balance or want to review some of your recent transactions? Just ask “What’s my balance?” or “What are my last transactions?” to find out!

Find the closest NEFCU branch or ATM

Amazon Alexa and Google Assistant know the exact location of NEFCU branches, shared service centers and surcharge-free ATMs. All you have to do is ask!

Get in touch with our contact center

Getting in touch with a member service representative is just one question away. Simply ask, “Can I talk to someone?” and your device will set-up a call from our contact center.