Deposit Rates

Effective as of Sunday, April 21, 2019.

Consumer Savings

Name	Minimum Balance to earn APY^※	Rate	APY^※
Savings	$20.28	0.300%	0.300%
Money Market	$2,500.00 $25,000.00	0.499% 1.980%	0.500% 2.000%
Tuition Builder	$100.00	1.181%	1.187%
Holiday, Vacation & Camp Accounts	$20.28	0.300%	0.300%

Consumer Certificates

Name	Minimum to Open & Earn APY^†	Maturity Renewal Term	Rate	APY^†
3-Month	$1,000.00	3 Months	0.296%	0.300%
6-Month	$1,000.00	6 Months	1.226%	1.250%
11-Month Penalty-Free Option^‡	$1,000.00	6 Months	2.292%	2.350%
1-Year	$1,000.00	1 Year	1.954%	2.000%
2-Year	$1,000.00	2 Years	2.099%	2.150%
3-Year Penalty-Free Option^‡	$1,000.00	3 Years	2.916%	3.000%
4-Year	$1,000.00	4 Years	2.580%	2.650%
5-Year	$1,000.00	5 Years	2.676%	2.750%

Youth Accounts

Name	Minimum to Open	Minimum Balance to earn APY^※	Rate	APY^※
Dollar Dog Kids Share^‡‡	$5.00	$20.28	1.000%	1.005%
Elements Teen Share^‡‡‡	$5.00	$20.28	1.000%	1.005%

IRA

Name	Minimum to Open & Earn APY^†	Maturity Renewal Term	Rate	APY^†
3-Month	$500.00	3 Months	0.296%	0.300%
6-Month	$500.00	6 Months	1.226%	1.250%
11-Month Penalty-Free IRA^‡	$500.00	6 Months	2.292%	2.350%
1-Year	$500.00	1 Year	1.954%	2.000%
2-Year	$500.00	2 Years	2.099%	2.150%
3-Year Penalty-Free IRA^‡	$500.00	3 Years	2.916%	3.000%
4-Year	$500.00	4 Years	2.580%	2.650%
5-Year	$500.00	5 Years	2.676%	2.750%
Liquid Saver's IRA^§	$3.03	N/A	1.984%	2.000%