Certificates

Guaranteed high rate with a low minimum opening balance

Terms from 3 months to 5 years

Automatically renews at the prevailing rate

For a short or long-term investment vehicle that offers you safety, security and a guaranteed high yield, virtually nothing beats a Certificate account from NEFCU.

Open Account

3-Month

$1,000.00: Minimum to Open & Earn APY^†

3 Months: Maturity Renewal Term

0.296%: Rate

0.300%: APY^†

6-Month

$1,000.00: Minimum to Open & Earn APY^†

6 Months: Maturity Renewal Term

1.226%: Rate

1.250%: APY^†

11-Month^‡

$1,000.00: Minimum to Open & Earn APY^†

6 Months: Maturity Renewal Term

2.195%: Rate

2.250%: APY^†

20-Month^‡

$1,000.00: Minimum to Open & Earn APY^†

1 Year: Maturity Renewal Term

2.532%: Rate

2.600%: APY^†

IRA Certificates

Embrace the Finish Line

No matter where you are in life right now, it's never a bad time to think about retirement. With NEFCU's IRA Certificate offers, you can get started on all your golden year goals.

Learn More

^†APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. On Certificates, penalty may apply for early withdrawals; rate is subject to change without notice. Contact NEFCU for complete details.

^‡ APY=Annual Percentage Yield. Assumes funds remain on deposit until maturity. Subject to change without notice. Minimum balance requirements apply. Penalty-free withdrawals on 11-month, 20-month and 3-year Consumer CD for tuition and home purchases only. Penalty free withdrawals available on 11-month, 20-month and 3-year IRA for any purpose. Consult a tax advisor regarding tax penalties for IRA withdrawals before age 59 ½. Penalties and fees may reduce earnings on accounts. Ask for details.

Certificates

3-Month

6-Month

11-Month^‡

20-Month^‡

1-Year

2-Year

3-Year^‡

4-Year

5-Year

Embrace the Finish Line

Certificates

Rates

3-Month

6-Month

11-Month‡

20-Month‡

1-Year

2-Year

3-Year‡

4-Year

5-Year

Embrace the Finish Line

11-Month^‡

20-Month^‡

3-Year^‡