Certificates

Guaranteed high rate with a low minimum opening balance

Terms from 3 months to 5 years

Automatically renews at the prevailing rate

For a short or long-term investment vehicle that offers you safety, security and a guaranteed high yield, virtually nothing beats a Certificate account from NEFCU.

Open Account

3-Month

$1,000.00: Minimum to Open & Earn APY^†

3 Months: Maturity Renewal Term

0.296%: Rate

0.300%: APY^†

6-Month

$1,000.00: Minimum to Open & Earn APY^†

6 Months: Maturity Renewal Term

1.226%: Rate

1.250%: APY^†

1-Year

$1,000.00: Minimum to Open & Earn APY^†

1 Year: Maturity Renewal Term

1.954%: Rate

2.000%: APY^†

15-Month Bump^‡

$1,000.00: Minimum to Open & Earn APY^†

1 Year: Maturity Renewal Term

2.243%: Rate

2.300%: APY^†

IRA Certificates

Embrace the Finish Line

No matter where you are in life right now, it's never a bad time to think about retirement. With NEFCU's IRA Certificate offers, you can get started on all your golden year goals.

Learn More

^†APY = Annual Percentage Yield. Assumes funds remain on deposit for a full year. On Certificates, penalty may apply for early withdrawals; rate is subject to change without notice. Contact NEFCU for complete details.

^‡APY = Annual Percentage Yield. Stated yield applies to the initial 15-month Term Certificate only. A one-time "bump" is allowable during the initial 15-month term to a 1·year Term Certificate which will affect the yield/rate only. At maturity, this Certificate renews automatically as a 1·Year Term Certificate at the APY then in effect without any rate bump feature. Not available on IRAs. Rate/Term is subject to change without notice and can be withdrawn at anytime.

Certificates

3-Month

6-Month

1-Year

15-Month Bump^‡

2-Year

3-Year

4-Year

5-Year

Embrace the Finish Line

Certificates

Rates

3-Month

6-Month

1-Year

15-Month Bump‡

2-Year

3-Year

4-Year

5-Year

Embrace the Finish Line

15-Month Bump^‡