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Why Join NEFCU?

Value

  • NEFCU is a Credit Union. Unlike banks who generate profits for their stockholders, Credit Unions are not-for-profit financial institutions. That means we return our earnings to our members in the form of higher savings rates, lower loans rates and reduced fees.
  • NEFCU’s deposits and loan rates rank in the top 95th percentile regionally.
  • We offer free Checking with no minimum to open and no monthly fees. Our Checking account also offers members the opportunity to earn the highest interest rate in today’s marketplace.
  • Our fees are significantly lower than those charged at a bank.
  • We offer many no- and low-cost services including identity theft service, car buying service, money management services, discounted insurance, and more.
  • It’s only $5 to join. Once you open an account with us, you can share the benefits of NEFCU membership with your immediate family or anyone who resides in your household.

Service

  • We exist solely for the benefit of our members. That’s why you can expect the highest level of service whenever you bank with us.
  • In addition to NEFCU branches, members can do their banking at over 100 Credit Union Shared Service Center here on Long Island and thousands of branches nationwide. Visit our locations page for the NEFCU branch or Shared Service Centers near you.
  • NEFCU members have access to one of the largest surcharge-free ATM networks with over 55,000 surcharge-free ATMs nationwide. Visit our locations page for the nearest surcharge-free ATM.
  • You can bank anytime from anywhere with our state-of-the-art convenience services including Online Banking, Bill Pay, Mobile Banking and Mobile Deposit services.
  • We are committed to the Long Island community because we are Long Islanders, too! We support many local organizations that benefit our neighbors and we understand the unique needs of our community.

Safety

  • Similar to a bank, your funds are federally insured up to $250,000 by the NCUA, one of the strongest federal agencies in existence today.
  • NEFCU has received the highest ranking from our regulatory agency for safety and soundness.

Member Eligibility

Membership at NEFCU is a great benefit for ALL Long Islanders! You are eligible if you:

  • Live in Nassau and/or Suffolk Counties
  • Work in Nassau and/or Suffolk Counties
  • Attend school in Nassau and/or Suffolk Counties
  • Family Sponsorship — An existing NEFCU member can sponsor in an immediate family member.

Note: Membership is not open to the following areas on Long Island: East Hampton, Southhampton and Shelter Island. Please contact us or visit one of our branch locations for more information about membership eligibility.

If you have any questions on membership or eligibility, please contact us at (516) 561-0030 or (800) 99-NEFCU outside LI/NYC; or send an email to [email protected].

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