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Low rate, high rewards. The choice is yours.

Credit Cards

Now you have the power to choose the features most important to you. NEFCU's credit cards are EMV chip-enabled, so you can enjoy greater security and peace of mind. Plus, you can add Purchase Protection for FREE when you register with Verified by Visa. Just pick the approach that's right for you.

Visa® Advantage Card

Carry a balance on your credit card? Then our low-rate NEFCU Visa Advantage card may be the perfect fit for you!

1.99% purchase APR for 12 months, as low as 8.49% thereafter

1.99% purchase APR1 for 12 months, as low as 8.99% thereafter

NO Annual Fee

NO Annual Fee

NO Balance Transfer Fee

NO Balance Transfer Fee

NO Foreign Transaction Fee

NO Foreign Transaction Fee

Additional benefits such as $250,000 in travel accident insurance

Additional benefits such as $250,000 in travel accident insurance

Secured and Student cards are available to members who want to build or rebuild credit and for students that want to establish credit.

NEFCU credit cards are compatible with Apple Pay, Android Pay, and Samsung Pay. Mobile wallet systems are simple to use and secure, since your card details are never shared or stored.

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Visa® Signature Elite Card

Looking for rich rewards? Then NEFCU’s Visa Signature Elite Credit Card will best meet your needs!

1.25 points per $1 spent - Redeem for travel, merchandise, gift cards, or cash

1.25 points per $1 spent—Redeem for travel, merchandise, gift cards, or cash2

Spend $2,000 during the first three months and earn an additional 20,000 points

Spend $2,000 during the first three months and earn an additional 20,000 points

Points can eliminate blackout dates and restrictions

Points can eliminate blackout dates and restrictions

NO Annual Fee

NO Annual Fee

NO Balance Transfer Fee

NO Balance Transfer Fee

NO Foreign Transaction Fee

NO Foreign Transaction Fee

Purchase Protection, Trip Cancellation Insurance, and more!

Purchase Protection, Trip Cancellation Insurance, and more!

Great rate - as low as 11.99% APR

Great rate - as low as 11.99% APR3