Buying a commercial property for your business? Need working capital or equipment? Having trouble finding traditional financing for your business? NEFCU's Small Business Administration (SBA) loan programs may be the way to go! SBA 7(a) loans offer longer terms and require lower down payments than conventional business loans. SBA 504 loan programs help you finance long term business assets such as business purpose real estate or equipment. Final terms and conditions are subject to full underwriting review and SBA authorization.