Meet Our Business Experts

Ray Schwetz

AVP Business Services

In his position as NEFCU’s Assistant Vice President of Business Services, Ray plays a critical role in the management of sales activities for the credit union’s Small Business product line. Ray has an extensive background in the financial services arena, having held key positions at a number of financial institutions, including Washington Mutual, Chase, Wachovia, Roosevelt Savings, and TIAA-CREF. During his 20+-year career, Ray has held a variety of positions, from Business Development Officer and Institutional Sales Officer to Senior Quality Assurance Consultant and Executive.

Actively involved in many Long Island small business organizations, Ray works with the Long Island Small Business Hub, HIA-LI (Hauppauge Industrial Association of Long Island), where he helps local businesses connect with one another, A’s Net (Adrian Miller Networking Group), and Elephant Networking. He is also an active member of the community, serving on several boards and committees, including the Long Island Imagine Awards, which rewards innovation, leadership and sustainability among local non-profits, the Corporate Leaders Council, and Knights of Columbus.

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Andrew Saluk

Business Lending Officer

Andrew Saluk, NEFCU’s Business Loan Officer, has more than 20 years’ of commercial banking experience at such financial institutions as Washington Mutual, Citizens Bank, and Citibank. Andrew held several key positions, including Financial Advisor, Commercial Lending Specialist, Commercial Mortgage Broker and Business Banker.

Joining NEFCU in 2011, Andrew uses his expertise in three distinct underwriting perspectives to best structure loan requests for members. He works closely with all clients to identify and understand their business lending needs. And in working with CPAs, lawyers, underwriters, appraisers, environmental consultants and title and property insurers, he expertly builds credit packages to ensure timely closings. Andrew is an active member of the Long Island real estate community, as he is involved with the LI Real Estate Group, CIBS Gotham LI Real Estate Group and the LI Commercial Network, and the Long Island Board of Realtors (LIBOR). He also devotes much of his time with the Long Island Small Business Hub (LISBH), where he advises business leaders on developing new business opportunities.

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Vivek Jaiswal

Business Lending Officer

Vivek Jaiswal is a 12 year banking professional with a strong background in Commercial Real Estate Lending, Business Process Analysis, and Commercial Credit.

He has an extensive knowledge of banking regulations, credit, and a solid business development background that adds to a positive outcome for borrowers and developers. A determined and passionate loan officer with a reuptation built on results, service, and unwavering principles, Vivek is a dealmaker who understands the current and future dynamics of Commercial Real Estate in the New York Market.

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